SMIA Money Lending
we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our loan-related services.
Information We Collect
Personal Information,Financial Information,Identity Verification Documents
Purpose of Collecting Information
Process loan applications,Verify your identity and KYC documents,Assess loan eligibility,Conduct credit risk assessment,Process loan approvals and disbursements,Maintain customer records,Collect repayments,Respond to customer enquiries
Legal Basis for Processing
To perform our contractual obligations,To comply with applicable laws and regulations,To protect legitimate business interests,With your consent where required
Sharing of Information
Banks and Financial Institutions,Payment Gateway Providers,Credit Information Companies (where applicable),KYC Verification Agencies,Collection Agencies,Auditors,Legal Advisors,Government Authorities,Regulatory Authorities,Law Enforcement Agencies when required by law
Consent
By using our website or applying for a loan through SMIA Money Lending, you acknowledge that you have read, understood, and agreed to this Privacy Policy. You consent to the collection, use, storage, and disclosure of your personal information as described in this policy.
Disclaimer
This Privacy Policy is a general template for a money lending business. If SMIA Money Lending operates in India, it should be reviewed by a legal professional to ensure compliance with the Digital Personal Data Protection Act, 2023 (DPDP Act), applicable Reserve Bank of India (RBI) regulations (where relevant), and any other local legal requirements.